Your home
financing team
Finance-Team-Photo

Phillips Lending Team

Address

111 Cybernetics Way, Suite 118,

Yorktown, VA, US 23693

Phone(757) 572-9635
Emailteamginny@atlanticbay.com
Calculate
your monthly
mortgage payment
$

$ 1,575/month

20%
%

$ 1,575/month

  • Property Taxes: $63
  • Homeowner's Insurance: $115
$
$
$
$
$
WHAT OUR
CLIENTS ARE SAYING
5.0
February 3, 2026 - 11:10 AM

Ginny and her team were amazing! I aas a first time home buyer and the process was a breeze!!

JH
Jaleesa H
Hampton - VA
5.0
January 30, 2026 - 6:52 AM

Great team! Very attentive and responsive.

AB
Arthur B
Chesterfield - VA
5.0
January 23, 2026 - 11:57 PM

Thanks to a great realtor who referred me to Ginny, and to Ginny and her team, the entire process was seamless, efficient, and easy from beginning to end. They were amazing and made everything so simple.

CH
Charise H
Hampton - VA
Wondering
how much home
you can afford?

Let's talk about your next move!

Ginny Phillips Profile PicRound-Color-Team-Logo
Ginny Phillips
Senior Mortgage Banker

NMLS #447959

Phone: (757) 572-9635

Email: teamginny@atlanticbay.com

© 2026. All rights reserved

Company
Legal
  • Equal-Housing-Opportunity

© 2026. All rights reserved

NMLS 447959 | Licensed in VA, NC | Loan programs may change at any time with or without notice. Atlantic Bay Mortgage Group, L.L.C. cannot predict where rates will be in the future. Information is for educational purposes only and should not be relied upon by you. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. #CandidABMG#