Because we are old school and don’t enjoy reading documents on the computer or cell phones we prefer to meet face to face that we get a clear understanding and answers to any questions we have, Ginny was more than gracious to ho over those documents in person at her office! Thanks for the one on one attention! We appreciate the effort!

Always quick to respond with full and easy to follow information!

We purchased our very first home with Atlantic Bay and just came back to refinance — that alone says everything! Ginny and her team were absolutely incredible from start to finish. Their communication, professionalism, and genuine care made the entire process smooth and stress-free. They always took the time to answer our questions and made us feel supported every step of the way. We couldn’t imagine working with anyone else and highly recommend Ginny and her amazing team to anyone buying or refinancing a home!

I loved the work and communication that I received from Ginny and her team. I nothing but good things to say about the team.

Ginny and team are the best at what they do!!

Ginny and company are friendly, concerned and extremely thorough throughout the whole process of home buying. I’m never using any other lender. They are the very best ! Thank you !

Great experience, answered all my questions and very professional

Everything from inquiry to close was fast and smooth! I would recommend Ginny and her team to anyone!