Ginny’s team was quick, knowledgeable and made us feel valued and heard during our first home purchase. We will refer people to her and will use her in the future if we need to!

Team Ginny was Amazing! There were no issues whatsoever with the underwriting process. All of our questions were answered quickly and completely. We would highly recommend Team Ginny for your Mortgage needs!

Everyone I worked with was efficient and very nice!

Great experience

Ginny and her team were fantastic! I cannot speak highly enough of how easy they made everything for us! I was so impressed and had no idea how smoothly it would go!

We closed on 5/23

Ginny Phillips and the entire team at Atlantic Bay Mortgage were wonderful. This was our first time going through the process of securing a home loan and we really didn't know what to expect. They made sure we knew exactly what they needed and they kept us in the loop every step of the way. My wife and I give them five stars and would recommend them to anyone preparing to buy a home. They took very good care of us.

Very professional and caring: willing to go the extra distance ti help!a

Ginny and her team were helpful, efficient, and effective with communication! Highly recommend!

Ginny, Susan, and Ashley were excellent. I am grateful to the team for working with me on my first home purchase!