David Thornton - Lower Mortgage | Winter Haven, FL

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David Thornton

Branch Manager | NMLS #1515638

Phone: (863) 287-7115

Email: dthornton@lower.com

Your home
financing team

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Lower Mortgage

Address

429 First Street South,

Winter Haven, FL, 33880

Phone(863) 287-7115

Emaildthornton@lower.com

Calculate
your monthly
mortgage payment

Home Price

$

Estimated Payment

$ 1,575/month

Down Payment

20%

Interest Rate

%

Loan Programs

Estimated Payment

$ 1,575/month

Principal & Interest: $0
Property Taxes: $
Homeowner's Insurance: $
PMI: $0
HOA Dues: $

Principal & Interest

$

Property Taxes

$

Homeowner's Insurance

$

PMI

$

HOA Dues/month

$

Wondering
how much home
you can afford?

Let's talk about your next move!

David Thornton

Branch Manager

NMLS #1515638

Phone: (863) 287-7115

Email: dthornton@lower.com

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© 2026. All rights reserved

Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily.