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The Empty Bedrooms Federal Housing Reform Can't Yet Unlock

NASHVILLE — In a three-bedroom ranch off Nolensville Pike, two of the bedrooms have been closed for years — a study no one studies in, a guest room that rarely sees guests. The owners are in their seventies. Down the road, a young family rents a two-...

24th July, 2026
The Empty Bedrooms Federal Housing Reform Can't Yet Unlock
The 1997 Tax Rule Blocking Nashville's Empty-Nest Homes

NASHVILLE — On a Sunday afternoon in East Nashville, a couple in their seventies waters the tomatoes behind a four-bedroom bungalow they have owned since the Clinton administration. Two of the bedrooms have been empty for a decade. Down the block, a ...

24th July, 2026
The 1997 Tax Rule Blocking Nashville's Empty-Nest Homes
Can a $90,000 Mortgage Finally Pencil Out for Buyers?

NASHVILLE — At a mortgage desk in Davidson County this summer, the loan applications that stall most often are not the jumbo files or the fixer-upper deals. They are the small ones: the requests to borrow $80,000 or $90,000 on a modest starter home, ...

24th July, 2026
Can a $90,000 Mortgage Finally Pencil Out for Buyers?
The Small-Dollar Fix Hidden in America's New Housing Law

NASHVILLE — On a side street where a $95,000 bungalow sits with peeling trim and a hand-lettered "for sale" sign, the problem is not the price. It is that almost no lender wants to write the mortgage. The loan is too small to be worth the p...

24th July, 2026
The Small-Dollar Fix Hidden in America's New Housing Law
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Operating as Guaranteed Rate, Inc. in South Carolina, Vermont and Wisconsin. Guaranteed Rate, Inc. D/B/A Rate; Guaranteed Rate, Inc. D/B/A Locklear Lending Team NMLS #2611; 3940 N Ravenswood, Chicago, IL 60613; 866-934-7283. For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. Conditions may apply. • AZ: 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254, Mortgage Banker License #0907078 • CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act • CO: Regulated by the Division of Real Estate • GA: Residential Mortgage Licensee #20973 • MA: Mortgage Lender & Mortgage Broker License #MC2611 • ME: Supervised Lender License #SLM11302 • OH: MB 804160 • WA: Consumer Loan Company License CL-2611.