As I said before, this experience was not stressful at all, doing this on my own without my husband was gratifying. I am so proud of myself and all the help Ashley gave me in doing everything by computer, I have never done this in my life. Totally painless. And crediting my credit card back for the appraisal and condo fees was totally unexpected. I thank Joel Phyffer, my good friend for recommending your company Dana and your staff, truly a blessing on my part. Thank you again.